Learn How to Apply for the Chime Card Credit Builder
Anúncios
The Chime Card is a secured credit card designed to help you build credit while making everyday purchases anywhere Visa is accepted.
What Should You Know Before Applying?
The Chime Visa® Credit Builder Card is a secured credit card that allows users to build credit history responsibly while benefiting from peace of mind and financial security.
CREDIT CARD
Chime Card
Want to start building credit? Apply now.
Why Choose Chime?
Chime is one of the leading digital banks in the United States, known for investing heavily in technology and delivering a user-friendly financial experience.
Anúncios
The Chime Visa Credit Builder Card is a secured card that helps users establish or rebuild their credit. This type of card requires a refundable security deposit.
There’s no fixed deposit requirement—your deposit amount can vary based on your financial capacity, up to a maximum of $10,000. For instance, if you deposit $1,000, your available credit limit will be $1,000.
Anúncios
As long as you pay your monthly statement on time, your deposit remains untouched. It is only used if you default on your payments, at which point your card may be canceled, and your deposit used to settle the balance.
Making timely payments is key, as the card reports to the three major credit bureaus—Equifax, Experian, and TransUnion—helping you build a solid credit history over time.
Who Can Apply?
Unlike traditional credit cards, Chime doesn’t require a credit check for approval. However, you must be an active Chime account holder to qualify.
To be eligible for the Credit Builder Card, you’ll need:
An active Chime Spending Account
A qualifying direct deposit of at least $200
How to Apply for the Chime Card
If you’re already a Chime member, simply log in through the mobile app or website and follow the steps to request your secured credit card.
If you’re not a member yet, follow these steps:
Click on the “Sign Up Now” button
Provide your full name and email
Enter your date of birth (you must be at least 18 years old)
Submit your phone number, address, ZIP code, city, and state
Share additional information about your employment and income if prompted
Once your Chime Spending Account is created and funded with a qualifying direct deposit, you can apply for the secured card.
📝 Note: Chime also offers a debit card. You can have a Chime account without applying for the Credit Builder card.
For questions or help, you can reach out to Chime’s customer support via official channels.
CREDIT CARD
Chime Card
Want to start building credit? Apply now.
More Details About the Chime Visa
The Chime Visa is accepted everywhere Visa is recognized—both in the U.S. and globally. It functions like a traditional credit card, with features like contactless payment and transaction alerts.
If you ever spot a transaction you don’t recognize, Chime provides protection through:
✅ SpotMe: Covers transactions up to $200
✅ Fraud Protection: Safeguards your account from unauthorized charges
Want Another Option?
If you have a stronger credit profile, consider the Wells Fargo Reflect® Card:
🚫 No annual fees
📱 Cell phone protection
💰 Intro APR for 21 months
💳 Credit limit starting at $1,000
🎁 Exclusive offers and discounts
🧐 See how to apply and explore more features!
1 comment