Know more about the Chase Sapphire Preferred Card

You already know that Chase Sapphire Preferred is a great credit card for those who travel a lot and are looking to accumulate points.

Now it’s time to get to know better all the rewards it offers. Continue reading for more details.

About Chase

Founded in 2000, JPMorgan Chase & Co. is a global leader in investment banking and financial services. With over 60 million customers, Chase has built a strong reputation for reliability and customer satisfaction.

You can feel confident applying for one of its most popular cards.

How the Chase Sapphire Preferred Card Works

New cardholders can earn a welcome bonus of 60,000 points after spending $4,000 within the first three months of opening an account.

The card’s reward structure includes:

• 5X points on travel purchased through Chase Ultimate Rewards®

• 2X points on other travel purchases

• 3X points on dining, select streaming services, and online grocery purchases

• 1X point on all other purchases

These points can be redeemed for travel, cash back, gift cards, or other perks through Chase Ultimate Rewards®.

Eligibility Requirements

To apply for the Chase Sapphire Preferred Card, you must meet the following criteria:

• Be at least 18 years old (or 19 in some states)

• Be a legal U.S. resident

• Provide a valid Social Security Number

• Have a good to excellent credit score (typically 670 or above)

• Show proof of stable income

• Have a clean credit history with no recent bankruptcies or defaults

Fees and APR

• Annual Fee: $95

• Cash Advance APR: 29.99%

• Cash Advance Fee: $10 or 5% of the transaction amount, whichever is greater

• Late Payment Fee: Up to $40

How to Apply Online

Applying for the Chase Sapphire Preferred is fast and convenient:

1. Visit the official Chase credit card website

2. Select Chase Sapphire Preferred

3. Click “Apply Now”

4. Complete the application and submit your information

5. If approved, you’ll receive further instructions by email or mail

Ready to Apply?

Want to improve your chances of approval? Click the link below to learn everything you need before submitting your application.

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