How to apply for the Chase Freedom Unlimited®

The Chase Freedom® family of credit cards offers powerful cash back benefits with no annual fee, making it an ideal choice for everyday use.

While the Chase Freedom card delivers 5% cash back on rotating quarterly categories and 1% on all other purchases, the Chase Freedom Unlimited® card takes a different approach — offering a flat-rate cash back, a generous sign-up bonus, and added features for enhanced security and reward flexibility.

Why Choose the Chase Freedom Unlimited® Card?

The Chase Freedom Unlimited® stands out for its consistent cash back rewards, no annual fee, and the ability to transfer rewards to other Chase Ultimate Rewards® cards — allowing you to unlock even more value through travel redemptions or bonus categories.

Key Benefits of Chase Freedom Unlimited®

• Flat-Rate Cash Back
  Earn 1.5% cash back on every purchase — no need to track rotating categories.

• Sign-Up Bonus
  Enjoy a generous welcome bonus after meeting a minimum spending requirement (offer may vary).

• No Annual Fee
  Keep more of your rewards with no yearly cost.

• Purchase Protection & Extended Warranty
  Shop with confidence thanks to built-in purchase protection and extended warranty coverage.

• Reward Transfer Flexibility
  Move your points to other Chase cards like Sapphire Preferred® or Sapphire Reserve® to maximize value, especially for travel.

Consider the Drawbacks

While the Chase Freedom Unlimited® offers strong features, it’s important to consider a few limitations:

• Foreign Transaction Fees
  A 3% fee applies to purchases made outside the U.S., which may not be ideal for international travel.

• High APR on Balances
  If you carry a balance, the card’s variable interest rate can lead to higher costs over time.

• Reward Limitations
  Some users may prefer the rotating 5% categories offered by the standard Chase Freedom card for higher earning potential.

• Good to Excellent Credit Required
  A strong credit profile is typically necessary for approval, which may exclude those with limited or poor credit history.

How to Apply for the Chase Freedom Unlimited® Card

Applying is quick and easy. Follow these steps to get started:

1. Visit the Chase website and select the Freedom Unlimited® card

2. Click “Apply Now”

3. Fill out the application form with your personal and financial details

4. Submit your application and wait for a decision

5. Receive your card by mail upon approval

6. Activate your card and begin earning rewards immediately

Start Earning with Chase Freedom Unlimited® Today

With a competitive cash back rate, purchase protection, bonus opportunities, and no annual fee, the Chase Freedom Unlimited® card is an excellent tool for managing your everyday spending while earning valuable rewards.

Apply today and enjoy the freedom to earn, redeem, and save — all on your terms.