Discover It Secured Credit Card: build your credit with cash back and no annual fee

Whether you’re starting from scratch or looking to rebuild, the Discover It Secured Credit Card offers a solid foundation without the burden of annual fees.

Why This Card is for You?

A good option for anyone interested in building or rebuilding their credit profile, the Discover It Secured Credit Card offers cash back and several other benefits.

This card does not charge an annual fee and allows you to access your FICO Score for free. Learn more now.

Pros and Cons of the Discover It Secured Credit Card

Considering the Discover It Secured Credit Card? Here’s a breakdown of its advantages and disadvantages:

Pros:

• No Annual Fee: This card does not have any annual charges.

• No Minimum Credit Score: You can apply regardless of your credit history.

• Free FICO Credit Score: Access your FICO Score anytime for free via the Discover app.

• Cash Back Rewards: Earn 2% cash back at restaurants and gas stations, plus 1% cash back on all other spending.

• Widely Accepted: Enjoy wide acceptance at 99% of businesses nationwide.

• Cash Back Match: Discover automatically matches all cash back earned, doubling your rewards in the first year.

• Credit Building: Improve or establish your credit score with regular reporting to major credit bureaus.

Cons:

• High APR: The annual percentage rate for this card is relatively high at 25.99%.

How to Apply for the Discover It Secured Credit Card: Applying is easy. Simply go to the Discover website, fill out the online application form with your personal information, and submit it.

Be sure to have all required documents on hand to expedite the process. After submitting your application, you can expect a prompt response from Discover.