Citi Secured Mastercard: Take Control of Your Credit with a Secure and Flexible Option

Build Your Credit with Confidence: Citi® Secured Mastercard®

A credit card can be a powerful tool in establishing a solid financial foundation. The Citi® Secured Mastercard® allows you to manage your spending while actively building or rebuilding your credit history—all with no annual fee.

This card offers essential features like:

• Fraud protection

• Real-time account monitoring tools

• Backed by one of the world’s most reputable financial institutions

About Citi

Citi is a global financial powerhouse with over 200 years of history. Operating in numerous countries, Citi provides a wide array of financial products to help individuals grow and secure their wealth.

In addition to the Citi Secured Mastercard, Citi offers:

• Premium credit cards

• Personal loans

• Checking and savings accounts

• Innovative digital banking services

• Industry-leading security features

How Does the Citi® Secured Mastercard® Work?

The Citi Secured Mastercard is designed for individuals aiming to establish or rebuild their credit. Here’s how it works:

• You make a refundable security deposit between $200 and $2,500

• Your credit limit equals your deposit

• You use the card like any standard credit card while your activity is reported to major credit bureaus

As a Mastercard®, this card includes:

• Worldwide acceptance

• Contactless payment technology

• Mastercard ID Theft Protection™, which helps safeguard your financial data

Eligibility Requirements

To apply, you must:

• Be at least 18 years old (21 in Puerto Rico)

• Provide a security deposit between $200 and $2,500

• Pass Citi’s credit evaluation process

• Have no bankruptcies on your credit report within the last two years

Card Fees

• Purchase APR: 26.74% (Variable)

• Cash Advance APR: 29.49% (Variable)

• Foreign Transaction Fee: 3% of each transaction in a foreign currency

How to Apply – Step-by-Step

1. Visit the official Citi website and go to the Citi Secured Mastercard® page

2. Fill out the online application with your personal and financial information

3. Select your security deposit amount and link your bank account

4. Submit your application and wait for Citi’s credit review

5. If approved, complete the deposit transfer

6. Receive your card and begin building your credit history

Get Approved Today!

The Citi® Secured Mastercard® is a smart and secure choice for anyone looking to build or repair their credit. With powerful digital tools, built-in fraud protection, and no annual fee, it gives you the control and confidence to take charge of your financial journey.