Chime Credit Builder: Build credit.
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The Chime Credit Builder Card helps you build credit with no fees, no interest, and no credit check, offering flexible spending limits and automatic credit reporting.
The Chime Credit Builder Card is a secured credit card designed to help you build credit safely and easily. With no fees, no interest, and flexible spending limits, it’s an ideal tool for developing healthy and responsible financial habits.
No, the Chime Credit Builder Card does not require a credit check for approval.
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No, there are no interest charges since you’re using your own funds to set your spending limit.
Your on-time payments are reported to the major credit bureaus, helping you establish a positive credit history.
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Yes, your spending limit is based on how much money you move from your Chime Spending Account to the Credit Builder Card.
Start by opening a Chime Spending Account, then transfer funds to set your spending limit. From there, you can request your Chime Credit Builder Card. Once activated, use it responsibly to start building your credit.
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