American Express Platinum: enjoy exclusive travel perks with this premium card

Learn More About the American Express Platinum® Card

Now that you understand the pros and cons, let’s dive deeper into what makes the American Express Platinum Card a standout choice—and how you can apply today.

About American Express

Founded in 1850, American Express is one of the most recognized and respected financial institutions in the world. With over 121 million credit cards in circulation globally, Amex has built a reputation for premium service, exclusive rewards, and reliability.

When you carry an American Express card, you’re backed by decades of excellence and customer satisfaction.

How the American Express Platinum Card Works

Every time you make a purchase with your Platinum Card, you earn Membership Rewards® points that can be redeemed for:

• Luxury hotel benefits

• Uber credits

• Walmart+ membership

• Digital entertainment services

• Airline fee credits

• Fitness perks through Equinox

• And much more

These rewards and credits are designed to enhance your travel and lifestyle experiences.

Requirements to Apply

To be eligible for the American Express Platinum Card, you must:

• Be at least 18 years old

• Have a valid Social Security Number (SSN)

• Maintain a good to excellent credit score for the best chances of approval

Card Fees

• Annual Fee: $695

• Foreign Transaction Fee: None

• Late Payment Fee: Up to $40

This card offers premium perks, and the annual fee reflects the high level of value provided.

How to Apply Online

Applying is fast and easy:

1. Visit the official American Express website

2. Locate the Platinum Card application page

3. Complete the application with your personal and financial information

4. Submit the form and receive a decision—often within minutes

Get Approved Today

Want to know if you qualify and learn more about the requirements?
Click the button below to see what you need to apply and start enjoying the platinum lifestyle.