How to apply: Upgrade Personal Loan

Documents necessary for the application of Upgrade Personal Loan 

• Copy of government-issued identification
• Recent pay stubs
• Bank statements

Interest and Administration fees

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46.

Procedure for the loan application

• Check Your Rate
• Apply online in minutes and see your rate with no obligation or impact to your credit score.
• Choose Your Loan*
• Review multiple loan options and decide which offer is best to help you achieve your financial goals.
• Fast Funding
• Accept your loan offer and you should get your money within a day of clearing necessary verifications.