Maximize Your Rewards with the Citi Custom Cash® Card Now!
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Tailor-made cash back to fit your unique spending habits
Take Your Cash Back Further with the Citi Custom Cash® Card
Earn 5% cash back in your top spending category each billing cycle—automatically. For all other purchases, enjoy unlimited 1% cash back. It’s a smart, flexible rewards program tailored to your lifestyle.
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Exclusive Travel Perks
Book through the Citi Travel℠ portal and get an extra 4% cash back on hotels, rental cars, and attractions. Stack your rewards while exploring the world.
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No Annual Fee + $200 Welcome Bonus
There’s no annual fee to worry about, and you’ll receive a $200 bonus after qualifying purchases. That’s more cash in your pocket from the start.
Citi is known for its innovative financial tools and dedication to customer satisfaction. Whether you need daily banking services or specialized financial products, Citi offers a full range of solutions for individuals and families.
The card automatically adapts to your top eligible spending category each billing cycle. You’ll earn:
5% cash back on your highest eligible spending category (up to $500 each billing cycle)
1% cash back on all other purchases, no limits
This structure ensures you earn more where you spend most.
To apply, you must:
Be at least 18 years old
Have a valid Social Security number
Meet Citi’s credit approval standards
Provide proof of employment and income
Annual Fee: $0
Foreign Transaction Fee: 3% per transaction (in USD)
Balance Transfer Fee: $5 or 5% (whichever is greater)
Cash Advance Fee: $10 or 5% (whichever is greater)
Penalty APR: Up to 29.99%
Visit the Citi Custom Cash® Card application page
Complete the personal and financial details form
Carefully review the terms and conditions
Submit your application online
Wait for approval and receive your card by mail
The Citi Custom Cash® Card delivers a personalized cashback experience with no annual fee, strong earning potential, and added travel benefits. It’s the ideal choice for budget-conscious spenders looking to get more from every dollar.
Tap the button below to apply today and unlock your custom cash rewards.
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