Fit Mastercard Platinum: rebuild your credit with a card that works for you
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Start Your Credit Journey with Confidence — FIT™ Platinum Mastercard®
Looking for a secure and accessible way to build or rebuild your credit? The FIT™ Platinum Mastercard® offers a starting credit limit of up to $400, along with monthly reporting to all three major credit bureaus, helping you establish a strong credit history from day one.
Use your card anywhere Mastercard is accepted, monitor your progress with monthly credit score updates, and enjoy 24/7 account access through the web or mobile app. With built-in Zero Liability Protection, your purchases are always protected — giving you peace of mind with every swipe.
Backed by Trust: The Bank of Missouri
Issued by The Bank of Missouri, a trusted institution founded in 1891, this card combines over a century of banking expertise with modern credit tools. The bank manages more than $2.9 billion in assets and is committed to empowering consumers on their financial journeys.
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The FIT™ Platinum Mastercard® is serviced by Continental Finance, a leader in the credit card servicing industry, managing over 2.6 million accounts nationwide.
How the FIT™ Mastercard® Works
This card is designed to make credit building simple. You could qualify for a starting credit line of up to $400. Every month, your activity is reported to TransUnion, Equifax, and Experian — helping you build positive payment history over time.
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As a Platinum Mastercard® holder, you’ll benefit from:
Zero Liability Protection
Fraud monitoring and alerts
Global acceptance at millions of locations
Convenient online and mobile account management
Requirements to Apply
To be eligible for the FIT™ Platinum Mastercard®, you must meet the following criteria:
Be at least 18 years old
Be a U.S. resident with a valid physical address (no P.O. boxes)
Have a valid Social Security Number
Have an acceptable credit profile, even if it’s limited or challenged
Not currently own an active FIT™ Mastercard®
Fees and Costs to Consider
While this card is built for accessibility, it’s important to review the fee structure before applying:
Annual Fee: May apply based on your creditworthiness
Monthly Maintenance Fee: May apply (refer to terms)
APR: Variable; your rate will be disclosed during the application process
Late Payment Fee: Applies if you miss a payment
No Security Deposit Required
How to Apply for the FIT™ Mastercard®
Getting started is quick and easy:
Visit the official FIT™ Mastercard® application page
Enter your name, address, SSN, and date of birth
Provide your monthly income and required details
Submit the application and receive a decision instantly in most cases
If approved, your card is shipped within 3 business days
Take Control of Your Financial Future Today
Whether you’re just starting out or working to repair your credit, the FIT™ Platinum Mastercard® offers a trusted, flexible path to growth. With a solid starting credit limit, monthly credit bureau reporting, and fraud protection, it’s a powerful tool to help you move forward confidently.
Apply now and start building a stronger financial future — one swipe at a time.
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