BankAmericard Credit Card: 0% Intro APR for 21 months and no annual fee

Ready to Take the Next Step? Here’s What to Know Before Applying for the BankAmericard® Credit Card

Now that you’re familiar with the pros and cons of the BankAmericard® Credit Card, it’s time to explore more details about the issuing bank and how this card works.

About Bank of America

Founded in 1998, Bank of America Corporation is a leading American multinational investment bank and financial services company.

Serving over 68 million individual consumers and small business clients, it ranks among the largest and most trusted financial institutions in the world.

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How the BankAmericard® Credit Card Works

This card is designed to help you save on interest, offering a 0% Intro APR for the first 21 billing cycles on purchases and balance transfers. It also features no annual fee and provides free monthly access to your FICO® Score.

After the introductory period ends, a variable APR of 4.99% to 24.99% will apply. Balance transfers will incur a fee of 3% or $10, whichever is greater.

Eligibility Requirements

To apply for the BankAmericard® Credit Card, you must:

• Be at least 18 years old

• Have a valid Social Security Number (SSN)

• Maintain a good to excellent credit score (recommended for approval)

Card Fees

• Annual Fee: $0

• Balance Transfer Fee: 3% of the amount transferred or $10 (whichever is greater)

• Late Payment Fee: Up to $40

How to Apply Online

Applying is quick and straightforward:

1. Visit the Bank of America official website

2. Locate the BankAmericard® Credit Card page

3. Fill in the application form with your personal and financial information

4. Submit your application and wait for a decision—approval usually takes just a few minutes

Get Approved Today

Curious about the full list of requirements and how to improve your chances of approval?

Click the button below for all the details and start your application now.