Wells Fargo Active Cash Credit Card: Visa Signature with Exclusive Benefits and Unlimited 2% Cashback!
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The Wells Fargo Active Cash Credit Card’s main draw is its 2% unlimited cashback benefit on all purchases as long as the card account remains open.
The card also offers an exclusive reward bonus for new cardholders, and you can see how to apply.
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Wells Fargo stands as one of the leading financial services institutions in the United States, offering a wide range of trusted and innovative financial products.
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Among its top-tier offerings is the Wells Fargo Active Cash® Credit Card, consistently recognized for excellence. It has been voted the best simple cashback credit card for three consecutive years—2022, 2023, and 2024—by trusted reviewers.
Both The Ascent and Bankrate Awards have honored the Active Cash card in categories such as:
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Best No-Annual-Fee Credit Card
Best Overall Cashback Card
Best New Credit Card Release
As per Wells Fargo’s guidelines, the initial credit limit is set at $1,000, with the potential for expansion based on the cardholder’s circumstances
Moreover, the Wells Fargo card offers a $200 bonus when $500 is spent on purchases within the initial three months with Active Cash
There are no annual fees associated with the Wells Fargo card. Additionally, cardholders benefit from a 0% introductory rate for both purchases and balance transfers, with subsequent rates of 20.24%, 25.24%, and 29.99%
To be eligible for the card, a minimum FICO score of 670 is recommended, falling within the range of good to excellent credit.
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CREDIT CARD
Wells Fargo Active Cash
Want a safe everyday card? Apply now.
Key Benefits of the Active Cash Card
$200 Cash Rewards Bonus after spending $500 in the first 3 months
Unlimited 2% cash back on all purchases—no categories to track or activate
$0 annual fee, helping you save more
Cell phone protection: Up to $600 against theft or damage (with a $25 deductible)
My Wells Fargo Deals: Access to personalized cashback offers from participating retailers
Zero liability protection for unauthorized transactions—added peace of mind
Real-time FICO® score access to help you build and monitor your credit
Additional Features That Set It Apart
0% Intro APR for 15 months on purchases and qualifying balance transfers
Flexible redemption options:
Direct deposit into a Wells Fargo account
Statement credit
ATM withdrawal (with eligible Wells Fargo debit or ATM card)
Gift cards
PayPal purchases
Visa Signature® benefits: Enjoy 24/7 concierge service, access to a premium collection of luxury hotels, and global acceptance with top-tier security
Considering Other Options?
Looking for even more flexibility? If you want up to 5% cash back across rotating categories, consider the U.S. Bank Cash+® Visa Signature® Card. It offers customizable cash back categories with similar application requirements and competitive benefits.
Ready to choose the right card for your lifestyle?
Whether it’s the simplicity and power of 2% unlimited cashback or a more flexible rotating category option, there’s a card to match your financial goals.
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